/* =====================================================
   QUANTUM PRECISION FINANCE DESIGN SYSTEM - v3 (2026-09-21)
   Futuristic by being precise: calm ink surfaces, tabular
   figures, one accent, one glow, motion only to confirm an
   action. Shared across all pages. One voice. One aesthetic.
   ===================================================== */
:root {
  /* Ink scale - four calm steps, never pure black */
  --ink-1: #04070E;
  --ink-2: #070C16;
  --ink-3: #0A121F;
  --ink-4: #0E1726;

  /* Surfaces */
  --bg-deep: #04070E;
  --bg-gradient: radial-gradient(ellipse at 30% 0%, #0A121F 0%, #04070E 72%);
  --bg-card: rgba(7, 12, 22, 0.88);
  --bg-card-hover: rgba(10, 18, 31, 0.95);
  --bg-input: rgba(4, 7, 14, 0.72);
  --surface-1: rgba(234, 240, 247, 0.02);
  --surface-2: rgba(234, 240, 247, 0.04);
  --surface-3: rgba(234, 240, 247, 0.07);

  /* One hairline border family */
  --hairline: rgba(234, 240, 247, 0.10);
  --hairline-soft: rgba(234, 240, 247, 0.06);
  --hairline-faint: rgba(234, 240, 247, 0.035);
  --border: rgba(234, 240, 247, 0.10);
  --border-hover: rgba(234, 240, 247, 0.22);
  --border-focus: #0FB37E;

  /* Accent - the emerald family, de-neoned */
  --accent: #0FB37E;
  --accent-bright: #34D399;
  --accent-ink: #04070E;
  --neon: #34D399;
  --neon-dim: #0FB37E;

  /* Data accents - principal vs interest, charts */
  --cyan: #22D3EE;
  --data-cyan: #22D3EE;
  --violet: #8B7CF6;
  --data-violet: #8B7CF6;
  --blue: #22D3EE;

  /* Semantic - never confusable with the brand colour */
  --amber: #F5B544;
  --danger: #F87171;
  --rose: #F87171;

  /* Text - three levels only: body, secondary, caption */
  --text: #EAF0F7;
  --text-dim: #9FB0C4;
  --text-mute: #6B7C91;

  /* Elevation - one hairline border, one soft shadow, and exactly
     one glow reserved for the primary action on a screen */
  --shadow-1: 0 1px 2px rgba(2, 4, 9, 0.30);
  --shadow-2: 0 10px 30px rgba(2, 4, 9, 0.36);
  --shadow-soft: 0 8px 24px rgba(2, 4, 9, 0.34);
  --neon-glow: 0 8px 22px rgba(15, 179, 126, 0.26);
  --neon-strong: 0 10px 30px rgba(15, 179, 126, 0.34);

  /* Radii - 10 / 16 / 24 / pill only */
  --radius: 16px;
  --radius-sm: 10px;
  --radius-xs: 10px;
  --radius-lg: 24px;
  --radius-pill: 999px;

  /* Type and reading measure */
  --font-money: ui-monospace, SFMono-Regular, 'SF Mono', Menlo, Consolas, 'Liberation Mono', monospace;
  --measure: 62ch;

  /* Motion - fast enough to feel instant, never decorative */
  --dur-1: 160ms;
  --dur-2: 200ms;
  --dur-3: 220ms;
  --ease: cubic-bezier(.2, .8, .2, 1);
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  background:var(--bg-deep);
  background-image:var(--bg-gradient);
  background-attachment:fixed;
  font-family:'Inter',system-ui,-apple-system,sans-serif;
  color:var(--text);
  font-size:1rem;
  min-height:100vh;
  -webkit-font-smoothing:antialiased;
  line-height:1.6;
  padding:20px 20px 80px;
}
a{color:var(--neon);text-decoration:none;transition:color var(--dur-1) var(--ease)}
a:hover{color:var(--accent-bright)}
input[type=number]::-webkit-inner-spin-button{display:none}
input[type=number]{-moz-appearance:textfield}
button{font-family:inherit;cursor:pointer;border:none;outline:none}
select{font-family:inherit}

/* Money and metric figures: tabular, monospace, aligned columns */
.hero-value,.hero-val,.card-stat .val,.metric .v,.stress-card .s-val,.compare-total b,.compare-row b,table.amort td,.summary-list b{font-family:var(--font-money);font-variant-numeric:tabular-nums;font-feature-settings:'tnum' 1}

/* Header */
header{max-width:1400px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:14px 16px;padding:14px 4px;position:sticky;top:0;z-index:90;background:rgba(4,7,14,.86);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px);transition:box-shadow var(--dur-2) var(--ease),background-color var(--dur-2) var(--ease)}
header::after{content:'';position:absolute;bottom:-8px;left:0;width:100%;height:1px;background:linear-gradient(90deg,transparent,var(--hairline-soft),transparent)}
header.scrolled{box-shadow:var(--shadow-2)}
[data-theme="light"] header{background:rgba(245,247,250,.92)}
.logo{display:flex;align-items:center;gap:14px;min-width:0}
.logo-diamond{width:44px;height:44px;background:linear-gradient(140deg,var(--accent-bright),var(--accent));border-radius:var(--radius-sm);display:flex;align-items:center;justify-content:center;font-size:20px;box-shadow:var(--shadow-1);flex:0 0 auto}
.logo h1,.logo .logo-name{font-size:1.3rem;font-weight:750;letter-spacing:-.02em;color:var(--text);line-height:1.2;display:inline-block}
.logo p{font-size:.7rem;color:var(--text-mute);letter-spacing:.08em;text-transform:uppercase}
.header-actions{display:flex;align-items:center;gap:8px;margin-left:auto}
nav.nav-desktop{display:flex;gap:6px;flex-wrap:wrap;align-items:center}
nav.nav-desktop a{padding:8px 14px;border-radius:var(--radius-pill);font-size:.8rem;font-weight:500;color:var(--text-dim);border:1px solid transparent;transition:color var(--dur-1) var(--ease),background-color var(--dur-1) var(--ease),border-color var(--dur-1) var(--ease);white-space:nowrap}
nav.nav-desktop a .nav-ico{font-size:1.05rem;margin-right:6px;vertical-align:-2px;display:inline-block;opacity:.9}
nav.nav-desktop a.active .nav-ico,nav.nav-desktop a:hover .nav-ico{transform:scale(1.04)}
nav.nav-desktop a:hover,nav.nav-desktop a.active{color:var(--accent-bright);border-color:var(--border);background:var(--surface-2);text-decoration:none}
/* Header primary action: the one glow allowed in the header */
.nav-cta{display:inline-flex;align-items:center;gap:6px;padding:9px 16px;border-radius:var(--radius-pill);background:var(--accent);color:var(--accent-ink);font-size:.8rem;font-weight:650;white-space:nowrap;box-shadow:var(--neon-glow);transition:background-color var(--dur-1) var(--ease),box-shadow var(--dur-1) var(--ease),color var(--dur-1) var(--ease)}
.nav-cta:hover{background:var(--accent-bright);color:var(--accent-ink);box-shadow:var(--neon-strong)}
.hamburger{display:none;flex-direction:column;justify-content:center;gap:5px;width:42px;height:42px;padding:10px;background:var(--bg-input);border:1px solid var(--border);border-radius:var(--radius-sm);cursor:pointer;flex:0 0 auto}
.hamburger span{display:block;height:2px;width:100%;background:var(--text-dim);border-radius:2px;transition:transform var(--dur-2) var(--ease),opacity var(--dur-2) var(--ease),background-color var(--dur-2) var(--ease)}
.hamburger.open span{background:var(--accent-bright)}
.hamburger.open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburger.open span:nth-child(2){opacity:0}
.hamburger.open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
.mobile-menu{position:fixed;top:0;right:0;bottom:0;width:min(84vw,340px);z-index:80;background:var(--bg-card-hover);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-left:1px solid var(--border);padding:calc(76px + env(safe-area-inset-top,0px)) 14px 24px;display:flex;flex-direction:column;gap:4px;overflow-y:auto;transform:translateX(105%);transition:transform var(--dur-3) var(--ease);box-shadow:-20px 0 50px rgba(2,4,9,.42)}
.mobile-menu.open{transform:translateX(0)}
.mobile-menu a{display:flex;align-items:center;gap:12px;padding:13px 14px;border-radius:var(--radius-sm);font-size:1rem;font-weight:500;color:var(--text);min-height:46px}
.mobile-menu a .nav-ico{font-size:1.1rem;width:24px;text-align:center;opacity:.9}
.mobile-menu a:hover,.mobile-menu a.active{background:var(--surface-3);color:var(--accent-bright)}
/* Mobile menu primary action: full width, first in the drawer */
.menu-cta{display:flex;align-items:center;justify-content:center;gap:8px;margin:6px 0 10px;padding:13px 16px;border-radius:var(--radius-pill);background:var(--accent);color:var(--accent-ink);font-size:.9rem;font-weight:650;box-shadow:var(--neon-glow)}
.menu-backdrop{position:fixed;inset:0;background:rgba(2,4,9,.62);backdrop-filter:blur(2px);-webkit-backdrop-filter:blur(2px);z-index:70;opacity:0;visibility:hidden;transition:opacity var(--dur-3) var(--ease)}
.menu-backdrop.open{opacity:1;visibility:visible}
@media(min-width:769px){.mobile-menu,.menu-backdrop{display:none !important}}

/* Card surface - one hairline border, one soft shadow, no glass */
.card{background:var(--bg-card);border:1px solid var(--border);border-radius:var(--radius);padding:24px;transition:border-color var(--dur-2) var(--ease),background-color var(--dur-2) var(--ease),box-shadow var(--dur-2) var(--ease);position:relative;overflow:hidden;box-shadow:var(--shadow-1)}
.card:hover{border-color:var(--border-hover);background:var(--bg-card-hover);box-shadow:var(--shadow-2)}
.card::before{content:'';position:absolute;top:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,var(--hairline),transparent);opacity:0;transition:opacity var(--dur-2) var(--ease)}
.card:hover::before{opacity:1}
.card-stat{text-align:center}
.card-stat .val{font-size:1.5rem;font-weight:750;color:var(--text);letter-spacing:-.02em}
.card-stat .lbl{font-size:.72rem;font-weight:650;text-transform:uppercase;letter-spacing:.08em;color:var(--text-mute);margin:.5rem 0 0}

/* Buttons - flat fills, 10px radius, the primary action carries the glow */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 22px;border-radius:var(--radius-sm);font-size:.875rem;font-weight:650;letter-spacing:.01em;transition:background-color var(--dur-1) var(--ease),border-color var(--dur-1) var(--ease),color var(--dur-1) var(--ease),box-shadow var(--dur-1) var(--ease)}
.btn-sm{padding:7px 14px;font-size:.75rem;border-radius:var(--radius-sm)}
.btn-primary{background:var(--accent);color:var(--accent-ink);box-shadow:var(--neon-glow)}
.btn-primary:hover{background:var(--accent-bright);box-shadow:var(--neon-strong)}
.btn-secondary{background:var(--surface-2);color:var(--text);border:1px solid var(--border)}
.btn-secondary:hover{border-color:var(--border-hover);color:var(--accent-bright);background:var(--surface-3)}
.btn-danger{background:rgba(248,113,113,.1);color:var(--danger);border:1px solid rgba(248,113,113,.28)}

/* Inputs - 10px radius, hairline border, visible focus ring */
input[type=text],input[type=number],input[type=url],textarea,select{width:100%;padding:12px 16px;background:var(--bg-input);border:1px solid var(--border);border-radius:var(--radius-sm);color:var(--text);font-size:.9rem;font-family:inherit;transition:border-color var(--dur-1) var(--ease),box-shadow var(--dur-1) var(--ease),background-color var(--dur-1) var(--ease)}
input:focus,textarea:focus,select:focus{outline:none;border-color:var(--border-focus);box-shadow:0 0 0 3px rgba(15,179,126,.18)}
::placeholder{color:var(--text-mute)}
select{appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' fill='%239FB0C4' viewBox='0 0 16 16'%3E%3Cpath d='M8 11L3 6h10z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:36px}
.form-group{margin-bottom:16px}
.form-group label{display:block;font-size:.72rem;font-weight:650;text-transform:uppercase;letter-spacing:.08em;color:var(--text-dim);margin-bottom:6px}

/* Stats Row */
.stats-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:16px;max-width:1400px;margin:0 auto 32px}

/* Badges */
.badge{display:inline-flex;align-items:center;padding:4px 10px;border-radius:var(--radius-pill);font-size:.7rem;font-weight:650;letter-spacing:.04em;text-transform:uppercase}
.badge-neon{background:rgba(52,211,153,.12);color:var(--accent-bright);border:1px solid rgba(52,211,153,.28)}
.badge-blue{background:rgba(34,211,238,.12);color:var(--cyan);border:1px solid rgba(34,211,238,.28)}
.badge-amber{background:rgba(245,181,68,.12);color:var(--amber);border:1px solid rgba(245,181,68,.28)}
.badge-danger{background:rgba(248,113,113,.12);color:var(--danger);border:1px solid rgba(248,113,113,.28)}

/* States */
.loading{display:flex;flex-direction:column;align-items:center;padding:60px 20px;color:var(--text-dim)}
.loading .spinner{width:36px;height:36px;border:3px solid var(--border);border-top-color:var(--accent-bright);border-radius:50%;animation:spin .8s linear infinite;margin-bottom:16px}
@keyframes spin{to{transform:rotate(360deg)}}
.empty{text-align:center;padding:60px 20px}
.empty .ic{font-size:2.4rem;margin-bottom:12px;opacity:.45}
.empty h3{font-size:1.1rem;color:var(--text);margin-bottom:8px}
.empty p{font-size:.9rem;color:var(--text-dim);max-width:var(--measure);margin:0 auto}
.error-box{text-align:center;padding:40px 20px;border:1px solid rgba(248,113,113,.28);border-radius:var(--radius);background:rgba(248,113,113,.06);margin:20px 0}
.error-box h3{color:var(--danger);margin-bottom:8px}
.error-box p{color:var(--text-dim);font-size:.9rem}

/* Grids */
.tools-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:20px;max-width:1400px;margin:0 auto}
@media(min-width:1200px){.tools-grid{grid-template-columns:repeat(3,1fr)}}
.news-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:20px;max-width:1400px;margin:0 auto}
@media(min-width:768px){.news-grid{grid-template-columns:repeat(2,1fr)}}
.data-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(340px,1fr));gap:20px;max-width:1400px;margin:0 auto}

/* Hero */
.hero{max-width:1400px;margin:0 auto 40px;text-align:center;padding:40px 20px 20px}
.hero h1,.hero h2{font-size:clamp(1.8rem,4vw,2.6rem);font-weight:750;letter-spacing:-.025em;color:var(--text);line-height:1.15;margin-bottom:12px}
.hero h2 span{color:var(--accent-bright)}
.hero p{font-size:1.05rem;color:var(--text-dim);max-width:var(--measure);margin:0 auto 24px;line-height:1.7}

/* Footer (shared, injected by quantum-header.js when a page has none) */
footer{max-width:1400px;margin:48px auto 0;padding:0 20px 24px;text-align:center;font-size:.72rem;color:var(--text-mute);line-height:1.9}
footer a{color:var(--text-dim);text-decoration:none}
footer a:hover{color:var(--accent-bright);text-decoration:underline}

/* SEO/AEO answer block - factual, quotable, one measure wide */
.seo-answer-block{max-width:1400px;margin:0 auto 40px;padding:0 20px}
.seo-answer-block h2{font-size:1.1rem;font-weight:650;color:var(--text);margin-bottom:10px;letter-spacing:-.01em}
.seo-answer-block p{font-size:.95rem;color:var(--text-dim);line-height:1.75;max-width:var(--measure)}
.seo-answer-block strong{color:var(--accent-bright);font-weight:650}
.seo-intro{max-width:1400px;margin:32px auto 4px;padding:0 24px}
.seo-intro h1{font-size:1.55rem;font-weight:750;color:var(--text);letter-spacing:-.01em;margin-bottom:12px;line-height:1.25}
.seo-intro .seo-answer{font-size:.95rem;color:var(--text-dim);line-height:1.75;max-width:var(--measure)}
.seo-intro .seo-answer strong{color:var(--accent-bright);font-weight:650}

/* Tool Card */
.tool-card{display:block;text-decoration:none;color:inherit}
.tool-card:hover{text-decoration:none}
.tool-card .icon{font-size:1.6rem;margin-bottom:12px;opacity:.9}
.tool-card h3{font-size:1.25rem;font-weight:700;color:var(--text);margin-bottom:6px}
.tool-card p{font-size:.9rem;color:var(--text-dim);line-height:1.55}

/* News Card */
.news-card{border:1px solid var(--border);border-radius:var(--radius);padding:20px;transition:border-color var(--dur-2) var(--ease),background-color var(--dur-2) var(--ease);background:var(--bg-card)}
.news-card:hover{border-color:var(--border-hover);background:var(--bg-card-hover)}
.news-card .src{font-size:.7rem;color:var(--text-mute);letter-spacing:.06em;text-transform:uppercase;margin-bottom:6px}
.news-card h3{font-size:1rem;font-weight:700;color:var(--text);margin-bottom:6px}
.news-card p{font-size:.875rem;color:var(--text-dim);line-height:1.55}
.news-card .dt{font-size:.75rem;color:var(--text-mute);margin-top:8px}

/* Section */
.section-hdr{max-width:1400px;margin:48px auto 20px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px}
.section-hdr h3{font-size:1.15rem;font-weight:650;color:var(--text)}

/* Tabs */
.tabs{display:flex;gap:4px;background:var(--surface-1);border-radius:var(--radius-pill);padding:4px;border:1px solid var(--border)}
.tab{padding:9px 22px;border-radius:var(--radius-pill);font-size:.8rem;font-weight:500;color:var(--text-dim);background:transparent;transition:color var(--dur-1) var(--ease),background-color var(--dur-1) var(--ease);white-space:nowrap}
.tab:hover{color:var(--text)}
.tab.active{background:rgba(15,179,126,.14);color:var(--accent-bright)}

/* Pagination */
.pages{display:flex;align-items:center;justify-content:center;gap:8px;margin-top:32px}
.pages button{width:36px;height:36px;border-radius:var(--radius-pill);background:var(--surface-2);border:1px solid var(--border);color:var(--text-dim);font-size:.8rem;transition:border-color var(--dur-1) var(--ease),color var(--dur-1) var(--ease)}
.pages button:hover:not(:disabled){border-color:var(--border-hover);color:var(--text)}
.pages button.active{background:rgba(15,179,126,.16);border-color:var(--accent);color:var(--accent-bright)}
.pages button:disabled{opacity:.35;cursor:not-allowed}

/* Ad Slot */
.ad-slot{max-width:1400px;margin:24px auto;padding:20px;text-align:center;border:1px dashed var(--border);border-radius:var(--radius-sm);color:var(--text-dim);font-size:.72rem;letter-spacing:.08em;text-transform:uppercase;min-height:90px;display:flex;align-items:center;justify-content:center;flex-direction:column;gap:4px}

/* Footer */
footer{max-width:1400px;margin:60px auto 0;padding:24px 0;text-align:center;border-top:1px solid var(--border)}
footer p{font-size:.78rem;color:var(--text-mute);margin-inline:auto}footer a{color:var(--text-dim)}footer a:hover{color:var(--accent-bright)}

/* Container */
.container{max-width:1400px;margin:0 auto;padding:0 8px}
.mt16{margin-top:16px}.mt24{margin-top:24px}.mt32{margin-top:32px}.mb16{margin-bottom:16px}.mb24{margin-bottom:24px}
.tc{text-align:center}.neon{color:var(--neon)}.dim{color:var(--text-dim)}.mute{color:var(--text-mute)}
.hidden{display:none!important}

/* Focus - 2px offset ring, always visible, both themes */
:where(a, button, input, select, [tabindex]):focus-visible{outline:2px solid var(--border-focus);outline-offset:2px}
:where(textarea, summary):focus-visible{outline:2px solid var(--border-focus);outline-offset:2px}
:where(a, button, input, select, textarea, summary, [tabindex]):focus:not(:focus-visible){outline:none}

/* Responsive */
@media(max-width:768px){
  body{padding:16px 16px 80px}
  header{padding:12px 0;gap:10px}
  .logo-name{font-size:1.05rem !important}
  .logo p{display:none}
  .logo-diamond{width:38px;height:38px;font-size:18px}
  nav.nav-desktop{display:none}
  .hamburger{display:flex}
  .hero{padding:24px 16px 16px}
  .tabs{overflow-x:auto}
  .tab{white-space:nowrap}
  .card{padding:20px;border-radius:var(--radius-sm)}
  .stats-row{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:480px){
  .tools-grid,.news-grid,.data-grid{grid-template-columns:1fr}
  .stats-row{grid-template-columns:1fr}
}

/* =====================================================
   QUANTUM GRID SYSTEM - Muller-Brockmann discipline
   Strict 8pt spacing scale, flush-left alignment,
   tabular numerals, one accent, no decoration.
   Applied on top of the precision brand. v1 2026-08-07
   ===================================================== */
:root{
  --sp-1:4px;--sp-2:8px;--sp-3:12px;--sp-4:16px;
  --sp-5:24px;--sp-6:32px;--sp-7:48px;--sp-8:64px;
  --fs-label:0.75rem;--fs-body:0.9rem;--fs-metric:1.25rem;
  --fs-h4:1rem;--fs-h3:1.25rem;--fs-h2:1.5rem;--fs-h1:2rem;
  --radius-card:16px;--radius-ctl:10px;
}

/* Alignment: everything flush-left on the container, tabular money */
.num,.hero-value,.metric .v,.stress-card .s-val,table.amort,.val,input,select{font-variant-numeric:tabular-nums}
.hero h1,.hero h2,.seo-intro h1{text-align:center}
h1,h2,h3,h4,p,label,li{max-width:var(--measure)}

/* Utility grids: strict equal columns, collapse cleanly on small screens */
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:var(--sp-4)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:var(--sp-4)}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--sp-4)}
.stack{display:grid;gap:var(--sp-3)}
@media(max-width:900px){.grid-4{grid-template-columns:1fr 1fr}}
@media(max-width:640px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}

/* Collapsible detail view: content stays in the page for SEO, collapsed
   visually by default; user opens the full description on demand */
.detail{border-top:1px solid var(--border);margin-top:var(--sp-3)}
.detail summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:var(--sp-2);padding:var(--sp-3) 0;font-size:var(--fs-label);font-weight:650;color:var(--text-dim);letter-spacing:0.04em;text-transform:uppercase;transition:color var(--dur-2) var(--ease)}
.detail summary::-webkit-details-marker{display:none}
.detail summary::before{content:'';width:6px;height:6px;border-right:1.5px solid var(--accent-bright);border-bottom:1.5px solid var(--accent-bright);transform:rotate(-45deg);transition:transform var(--dur-2) var(--ease);flex-shrink:0;margin-top:-3px}
.detail[open] summary::before{transform:rotate(45deg);margin-top:3px}
.detail summary:hover{color:var(--accent-bright)}
.detail .detail-body{padding:0 0 var(--sp-4);font-size:0.875rem;color:var(--text-dim);line-height:1.75;max-width:var(--measure)}
.detail .detail-body strong{color:var(--text);font-weight:650}
.detail .detail-body p{margin-bottom:var(--sp-2)}
.detail.detail-lg summary{font-size:1.05rem;font-weight:650;color:var(--text);text-transform:none;letter-spacing:-0.01em;padding:var(--sp-4) 0}
.detail.detail-lg .detail-body{font-size:0.9rem}

/* Section headers: consistent uppercase label + hairline rule */
.section-hdr h3{letter-spacing:0.02em}
.card-title{margin-bottom:var(--sp-5)}
.card-desc{margin:calc(-1 * var(--sp-3)) 0 var(--sp-5) 0;font-size:0.8rem;color:var(--text-mute);line-height:1.6}
.card-desc strong{color:var(--text-dim)}

/* Metrics: one visual language for every number block */
.metrics{display:grid;grid-template-columns:1fr 1fr;gap:var(--sp-2)}
.metric{text-align:center;padding:var(--sp-4) var(--sp-2);border-radius:var(--radius-ctl);background:var(--surface-1);border:1px solid var(--border)}
.metric .v{font-size:var(--fs-metric);font-weight:700;letter-spacing:-0.01em}
.metric .v.neon{color:var(--accent-bright)}.metric .v.amber{color:var(--amber)}.metric .v.blue{color:var(--cyan)}.metric .v.rose{color:var(--danger)}.metric .v.violet{color:var(--violet)}
.metric .l{font-size:0.7rem;color:var(--text-mute);text-transform:uppercase;letter-spacing:0.08em;margin-top:var(--sp-1)}
@media(max-width:480px){.metrics{grid-template-columns:1fr 1fr;gap:var(--sp-2)} .metric .v{font-size:1.05rem}}

/* Stress test output */
.stress-card{padding:var(--sp-4) var(--sp-3);border-radius:var(--radius-ctl);background:rgba(248,113,113,.06);border:1px solid rgba(248,113,113,.24);text-align:center}
.stress-card .s-label{font-size:0.7rem;text-transform:uppercase;color:var(--danger);letter-spacing:0.08em;margin-bottom:var(--sp-1)}
.stress-card .s-val{font-size:1.15rem;font-weight:700;color:var(--danger);letter-spacing:-0.01em}
#stressOutput{display:none;grid-template-columns:repeat(3,1fr);gap:var(--sp-3);margin-top:var(--sp-4)}
#stressOutput.show{display:grid}
@media(max-width:640px){#stressOutput{grid-template-columns:1fr}}

/* Compare scenario rows (built by JS) */
.cmp-row{display:grid;grid-template-columns:2fr 1fr 1fr;gap:var(--sp-2);padding:var(--sp-3);border-radius:var(--radius-ctl);background:var(--surface-1);border:1px solid var(--border)}
.cmp-row .cmp-remove{grid-column:1/-1;font-size:0.7rem;color:var(--danger);background:none;border:none;text-align:right;cursor:pointer;padding:0}
.compare-card{padding:var(--sp-4);border-radius:var(--radius-ctl);background:var(--surface-1);border:1px solid var(--border);margin-bottom:var(--sp-2)}
.compare-card.best{border-color:var(--accent)}
.compare-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:var(--sp-2);text-align:center}
.compare-grid .c-label{font-size:0.7rem;color:var(--text-mute);text-transform:uppercase;letter-spacing:0.06em}
.compare-grid .c-val{font-weight:600;margin-top:var(--sp-1)}
@media(max-width:640px){.cmp-row{grid-template-columns:1fr 1fr}.compare-grid{grid-template-columns:1fr 1fr}}

/* Advanced panels: hidden by default, toggled open */
.adv-toggle{width:100%;text-align:left;padding:var(--sp-3) var(--sp-4);border-radius:var(--radius-ctl);background:var(--surface-1);border:1px solid var(--border);color:var(--text-dim);font-size:0.8rem;font-weight:650;cursor:pointer;display:flex;align-items:center;justify-content:space-between;transition:border-color var(--dur-2) var(--ease)}
.adv-toggle:hover{border-color:var(--border-hover)}
.adv-toggle .adv-sub{font-size:0.7rem;color:var(--text-mute);font-weight:500}
.adv-toggle::after{content:'v';font-size:0.7rem;transition:transform var(--dur-2) var(--ease);color:var(--text-dim)}
.adv-toggle.open::after{transform:rotate(180deg)}
.adv-panel{display:none;padding-top:var(--sp-4)}
.adv-panel.open{display:block;animation:fadeUp var(--dur-3) var(--ease)}

/* Loan pills + mode selector: consistent segmented controls */
.loan-pills{display:flex;gap:var(--sp-1);flex-wrap:wrap;max-width:1400px;margin:0 auto var(--sp-5)}
.loan-pill{padding:var(--sp-2) var(--sp-4);border-radius:var(--radius-pill);font-size:0.875rem;font-weight:650;background:var(--surface-1);border:1px solid var(--border);color:var(--text-dim);transition:color var(--dur-1) var(--ease),border-color var(--dur-1) var(--ease),background-color var(--dur-1) var(--ease);cursor:pointer}
.loan-pill:hover{border-color:var(--border-hover);color:var(--text)}
.loan-pill.active{background:rgba(15,179,126,.14);border-color:var(--accent);color:var(--accent-bright)}
.mode-selector{display:flex;gap:var(--sp-1);overflow-x:auto;padding-bottom:var(--sp-1);scrollbar-width:none;margin-bottom:var(--sp-4)}
.mode-selector::-webkit-scrollbar{display:none}
.mode-btn{padding:var(--sp-2) var(--sp-4);border-radius:var(--radius-pill);font-size:0.75rem;font-weight:650;background:var(--surface-1);border:1px solid var(--border);color:var(--text-dim);cursor:pointer;white-space:nowrap;transition:color var(--dur-1) var(--ease),border-color var(--dur-1) var(--ease),background-color var(--dur-1) var(--ease)}
.mode-btn:hover{border-color:var(--border-hover);color:var(--text)}
.mode-btn.active{background:rgba(15,179,126,.14);border-color:var(--accent);color:var(--accent-bright)}
.mode-desc{font-size:0.78rem;color:var(--text-mute);margin-bottom:var(--sp-4);line-height:1.6}
.mode-desc strong{color:var(--text-dim)}

/* Inputs: consistent 10px radius, aligned label rows */
.input-group{margin-bottom:var(--sp-4)}
.input-group label{display:flex;justify-content:space-between;align-items:center;gap:var(--sp-2);font-size:0.75rem;color:var(--text-dim);margin-bottom:var(--sp-1);font-weight:500}
.input-group label .val{color:var(--accent-bright);font-weight:650;font-size:0.8rem;white-space:nowrap}
label span.val{display:inline}
.input-row{display:flex;gap:var(--sp-1);align-items:center}
.prefix{padding:var(--sp-2) var(--sp-3);background:var(--surface-2);border:1px solid var(--border);border-radius:var(--radius-ctl);color:var(--text-mute);font-size:0.85rem;font-weight:650}
.suffix{padding:0 var(--sp-3);color:var(--text-mute);font-size:0.8rem;font-weight:500;white-space:nowrap}
input.small{font-size:0.85rem;padding:9px 12px}
select.small{font-size:0.8rem;padding:8px 12px;background:var(--bg-input);color:var(--text);border:1px solid var(--border);border-radius:var(--radius-ctl);cursor:pointer}
select.small option{background:var(--bg-input);color:var(--text);padding:8px}
.chips{display:flex;flex-wrap:wrap;gap:var(--sp-1);margin-top:var(--sp-2)}
.chip{padding:var(--sp-1) var(--sp-3);border-radius:var(--radius-pill);font-size:0.72rem;font-weight:650;background:var(--surface-1);border:1px solid var(--border);color:var(--text-dim);cursor:pointer;transition:color var(--dur-1) var(--ease),border-color var(--dur-1) var(--ease),background-color var(--dur-1) var(--ease)}
.chip:hover{border-color:var(--border-hover);color:var(--text)}
.chip.active{background:rgba(15,179,126,.14);border-color:var(--accent);color:var(--accent-bright)}
.toggle-row{display:flex;background:var(--surface-1);border:1px solid var(--border);border-radius:var(--radius-ctl);overflow:hidden;margin-top:var(--sp-2)}
.toggle-opt{flex:1;padding:var(--sp-2) var(--sp-4);font-size:0.75rem;font-weight:650;text-align:center;cursor:pointer;transition:color var(--dur-1) var(--ease),background-color var(--dur-1) var(--ease);color:var(--text-dim)}
.toggle-opt:not(:last-child){border-right:1px solid var(--border)}
.toggle-opt.active{background:rgba(15,179,126,.14);color:var(--accent-bright)}
.quantum-slider{-webkit-appearance:none;width:100%;height:4px;border-radius:2px;background:var(--surface-3);outline:none;margin-top:var(--sp-2)}
.quantum-slider::-webkit-slider-thumb{-webkit-appearance:none;width:17px;height:17px;border-radius:50%;background:var(--accent-bright);border:2px solid var(--bg-deep);box-shadow:0 1px 2px rgba(2,4,9,.5);cursor:pointer;transition:transform var(--dur-1) var(--ease)}
.quantum-slider::-webkit-slider-thumb:hover{transform:scale(1.15)}

/* Hero EMI: one number, tabular, no glow */
.emi-hero{text-align:center;padding:var(--sp-2) 0 var(--sp-1)}
.hero-label{font-size:0.7rem;text-transform:uppercase;letter-spacing:0.14em;color:var(--text-mute);margin-bottom:var(--sp-2)}
.hero-value{font-size:2.8rem;font-weight:750;color:var(--accent-bright);letter-spacing:-0.03em;line-height:1.05}
.hero-sub{font-size:0.75rem;color:var(--text-mute);margin-top:var(--sp-1)}
@media(max-width:480px){.hero-value{font-size:2.1rem}}

/* Buttons: consistent 10px radius; the calculate action is the one glow */
.btn-calc{width:100%;padding:var(--sp-4) var(--sp-6);border-radius:var(--radius-ctl);background:var(--accent);color:var(--accent-ink);font-size:0.95rem;font-weight:700;letter-spacing:0.02em;box-shadow:var(--neon-glow);transition:background-color var(--dur-1) var(--ease),box-shadow var(--dur-1) var(--ease);margin-top:var(--sp-3)}
.btn-calc:hover{background:var(--accent-bright);box-shadow:var(--neon-strong)}
.btn-calc:active{transform:scale(0.99)}
.btn-sm{padding:var(--sp-2) var(--sp-4);border-radius:var(--radius-ctl);background:transparent;border:1px solid var(--border);color:var(--text-dim);font-size:0.75rem;font-weight:650;transition:color var(--dur-1) var(--ease),border-color var(--dur-1) var(--ease),background-color var(--dur-1) var(--ease)}
.btn-sm:hover{border-color:var(--border-hover);color:var(--text)}
.btn-sm.accent{background:rgba(15,179,126,.12);border-color:rgba(15,179,126,.34);color:var(--accent-bright)}

/* Chart + amortization (moved from page inline styles) */
.chart-wrap{position:relative;width:100%;height:280px}
.chart-wrap canvas{width:100% !important;height:100% !important}
@media(max-width:768px){.chart-wrap{height:220px}}
.amort-wrap{max-height:420px;overflow:auto;border-radius:var(--radius-ctl);border:1px solid var(--border)}
.amort-wrap::-webkit-scrollbar{width:6px;height:6px}
.amort-wrap::-webkit-scrollbar-thumb{background:var(--surface-3);border-radius:4px}
table.amort{width:100%;min-width:980px;font-size:0.75rem;border-collapse:collapse}
table.amort th{text-align:right;padding:var(--sp-2) var(--sp-3);color:var(--text-dim);font-weight:650;font-size:0.7rem;letter-spacing:0.06em;text-transform:uppercase;border-bottom:1px solid var(--border);border-left:1px solid var(--hairline-soft);position:sticky;top:0;background:#0A121F;z-index:2;white-space:nowrap}
table.amort th:first-child{text-align:left;border-left:none}
table.amort th:nth-child(2){text-align:left}
table.amort td{padding:var(--sp-2) var(--sp-3);border-bottom:1px solid var(--hairline-faint);border-left:1px solid var(--hairline-soft);text-align:right;white-space:nowrap}
table.amort td:first-child{text-align:left;border-left:none;font-weight:600;color:var(--text-dim)}
table.amort td:nth-child(2){text-align:left;color:var(--text-dim)}
table.amort tbody tr:nth-child(even){background:var(--surface-1)}
table.amort tbody tr:hover{background:rgba(15,179,126,.06)}
table.amort td.col-pr{color:var(--accent-bright);font-weight:600}
table.amort td.col-interest{color:var(--amber);font-weight:600}
table.amort td.col-bal,table.amort td.col-openBal,table.amort td.col-cumInt{color:var(--text-mute)}
table.amort td.col-emi{color:var(--text);font-weight:600}
table.amort td.col-paidPct{color:var(--text-dim);font-weight:500}
@media print{
  .amort-wrap{max-height:none;overflow:visible;border:none}
  table.amort{min-width:0;font-size:0.62rem;color:#111}
  table.amort th{background:#eee !important;color:#111 !important;border-color:#999}
  table.amort td{color:#111 !important;border-color:#ccc}
  table.amort td.col-pr,table.amort td.col-interest,table.amort td.col-emi{color:#111 !important}
  .mobile-cta{display:none !important}
}

/* Validation notice: visible, recoverable, never silent */
#calcNotice{display:none;margin:var(--sp-2) 0;padding:var(--sp-2) var(--sp-3);border:1px solid rgba(245,181,68,.4);border-left:3px solid var(--amber);border-radius:var(--radius-ctl);background:rgba(245,181,68,.07);color:var(--amber);font-size:0.8rem;line-height:1.5}
.form-notice{display:none;margin:var(--sp-2) 0 var(--sp-3);padding:var(--sp-2) var(--sp-3);border:1px solid rgba(245,181,68,.4);border-left:3px solid var(--amber);border-radius:var(--radius-ctl);background:rgba(245,181,68,.07);color:var(--amber);font-size:0.8rem;line-height:1.5}
.mt12{margin-top:12px}

@keyframes fadeUp{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:translateY(0)}}
.card{animation:fadeUp var(--dur-3) var(--ease)}

/* Section badge + tooltip (moved from page inline styles) */
.section-badge{display:inline-block;padding:var(--sp-1) var(--sp-2);border-radius:var(--radius-pill);font-size:0.68rem;font-weight:700;letter-spacing:0.08em;background:rgba(15,179,126,.14);color:var(--accent-bright);margin-bottom:var(--sp-2)}
.tip{display:inline-flex;align-items:center;justify-content:center;width:16px;height:16px;border-radius:50%;background:var(--surface-3);border:1px solid var(--border);font-size:0.6rem;color:var(--text-dim);cursor:help;margin-left:var(--sp-1);transition:border-color var(--dur-1) var(--ease),color var(--dur-1) var(--ease)}
.tip:hover{background:var(--surface-3);border-color:var(--border-hover);color:var(--text)}
.tooltip{position:relative;display:inline}
.tooltip-text{visibility:hidden;opacity:0;position:absolute;bottom:120%;left:50%;transform:translateX(-50%);background:#0A121F;border:1px solid var(--border-hover);color:var(--text-dim);font-size:0.72rem;padding:var(--sp-2) var(--sp-3);border-radius:var(--radius-ctl);white-space:normal;z-index:100;pointer-events:none;transition:opacity var(--dur-2) var(--ease);font-weight:400;letter-spacing:0.02em;max-width:280px;text-align:center}
.tooltip:hover .tooltip-text{visibility:visible;opacity:1}

/* Calculator grid layout (moved from page inline styles) */
.grid-emi{display:grid;grid-template-columns:1fr;gap:var(--sp-5);max-width:1400px;margin:0 auto}
@media(min-width:768px){.grid-emi{grid-template-columns:1fr 1fr}}
@media(min-width:1200px){.grid-emi{grid-template-columns:1fr 1.3fr 1fr}}
.card.full{grid-column:1/-1}
@media(min-width:1200px){.card.wide{grid-column:1/3}}

/* Mobile sticky calculate bar (moved from page inline styles) */
@media(max-width:767px){
  .mobile-cta{position:fixed;bottom:0;left:0;right:0;padding:var(--sp-3) var(--sp-4) var(--sp-5);background:linear-gradient(to top,rgba(4,7,14,0.98) 60%,transparent);display:flex;gap:var(--sp-2);z-index:100}
}
@media(min-width:768px){.mobile-cta{display:none}}

/* FAQ details: reuse the detail pattern for consistent collapse */
.faq-list details{border-top:1px solid var(--border)}
.faq-list details:last-child{border-bottom:1px solid var(--border)}
.faq-list summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:var(--sp-2);padding:var(--sp-3) 0;font-size:0.85rem;font-weight:650;color:var(--text-dim);transition:color var(--dur-2) var(--ease)}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::before{content:'';width:6px;height:6px;border-right:1.5px solid var(--accent-bright);border-bottom:1.5px solid var(--accent-bright);transform:rotate(-45deg);transition:transform var(--dur-2) var(--ease);flex-shrink:0;margin-top:-3px}
.faq-list details[open] summary::before{transform:rotate(45deg);margin-top:3px}
.faq-list summary:hover{color:var(--accent-bright)}
.faq-list details p{padding:0 0 var(--sp-3);color:var(--text-dim);font-size:0.85rem;line-height:1.75}
.faq-list details a{color:var(--neon)}

/* Income tax calculator: regime comparison + summary rows */
.compare-row{display:flex;justify-content:space-between;align-items:center;gap:var(--sp-3);padding:var(--sp-2) 0;border-bottom:1px solid var(--hairline-faint);font-size:0.85rem}
.compare-row span{color:var(--text-mute)}
.compare-row b{font-variant-numeric:tabular-nums;white-space:nowrap}
.compare-total{border-bottom:none;border-top:1px solid var(--border);margin-top:var(--sp-1);padding-top:var(--sp-3)}
.compare-total span{color:var(--text);font-weight:600}
.compare-total b{color:var(--accent-bright);font-size:1.15rem}
.card.rec{border-color:rgba(15,179,126,.45)}
.summary-list{max-width:640px}
.toggle-label{display:inline-flex;align-items:center;gap:8px;font-size:0.875rem;color:var(--text-dim);cursor:pointer}
.toggle-label input{width:auto;accent-color:var(--accent)}


/* ============================================================
   LIGHT THEME (v3) - [data-theme="light"] on <html>
   Paper-white variant: same emerald family, ink text, soft cards.
   Same contrast bar as the dark theme.
   ============================================================ */
[data-theme="light"] {
  --ink-1: #F5F7FA;
  --ink-2: #FFFFFF;
  --ink-3: #FFFFFF;
  --ink-4: #EDF1F6;
  --bg-deep: #F5F7FA;
  --bg-gradient: radial-gradient(ellipse at 30% 0%, #FFFFFF 0%, #F5F7FA 72%);
  --bg-card: rgba(255, 255, 255, 0.94);
  --bg-card-hover: #FFFFFF;
  --bg-input: #FFFFFF;
  --surface-1: rgba(4, 7, 14, 0.015);
  --surface-2: rgba(4, 7, 14, 0.03);
  --surface-3: rgba(4, 7, 14, 0.06);
  --hairline: rgba(4, 7, 14, 0.10);
  --hairline-soft: rgba(4, 7, 14, 0.06);
  --hairline-faint: rgba(4, 7, 14, 0.04);
  --border: rgba(4, 7, 14, 0.12);
  --border-hover: rgba(4, 7, 14, 0.26);
  --border-focus: #067A55;
  --accent: #067A55;
  --accent-bright: #067A55;
  --accent-ink: #FFFFFF;
  --neon: #067A55;
  --neon-dim: #055C41;
  --cyan: #0E7490;
  --data-cyan: #0E7490;
  --violet: #5B4BC4;
  --data-violet: #5B4BC4;
  --blue: #0E7490;
  --amber: #8A5A00;
  --danger: #C02626;
  --rose: #C02626;
  --text: #0B1220;
  --text-dim: #3E4C60;
  --text-mute: #5A6B80;
  --shadow-1: 0 1px 2px rgba(15, 23, 42, 0.05);
  --shadow-2: 0 8px 24px rgba(15, 23, 42, 0.08);
  --shadow-soft: 0 8px 24px rgba(15, 23, 42, 0.08);
  --neon-glow: 0 8px 22px rgba(6, 122, 85, 0.20);
  --neon-strong: 0 10px 30px rgba(6, 122, 85, 0.26);
}
[data-theme="light"] body { background: var(--bg-deep); background-image: var(--bg-gradient); color: var(--text); }
[data-theme="light"] .card { background: var(--bg-card); box-shadow: var(--shadow-1); }
[data-theme="light"] input, [data-theme="light"] select { color: var(--text); background: var(--bg-input); }
[data-theme="light"] input::placeholder { color: var(--text-mute); }
[data-theme="light"] table.amort th { color: var(--text-dim); background: #FFFFFF; }
[data-theme="light"] .amort-wrap { background: rgba(255,255,255,0.6); }
[data-theme="light"] .hero-val { color: var(--accent); }
[data-theme="light"] .hero-value { color: var(--accent); }
[data-theme="light"] .mobile-cta { background: linear-gradient(to top, rgba(245,247,250,0.98) 60%, transparent); }
[data-theme="light"] .tooltip-text { background: #FFFFFF; box-shadow: var(--shadow-2); }

/* ============================================================
   MICRO-INTERACTIONS (premium pass 1)
   Motion budget: 160-220ms on one easing curve; nothing
   decorative; honors reduced motion.
   ============================================================ */
:where(button, .btn, .btn-sm, .mode-btn, .cmp-remove, .docs button) {
  transition: transform var(--dur-1) var(--ease), background-color var(--dur-1) var(--ease),
              border-color var(--dur-1) var(--ease), box-shadow var(--dur-1) var(--ease), color var(--dur-1) var(--ease);
}
:where(button, .btn, .btn-sm, .mode-btn):not(:disabled):active {
  transform: scale(0.98);
}
:where(a, button, input, select, textarea, summary, [tabindex]):focus-visible {
  outline: 2px solid var(--border-focus);
  outline-offset: 2px;
}
input[type="range"].quantum-slider { transition: box-shadow var(--dur-1) var(--ease); }
input[type="range"].quantum-slider:active { box-shadow: 0 0 0 3px rgba(15,179,126,.18); }
.card { transition: border-color var(--dur-2) var(--ease), box-shadow var(--dur-2) var(--ease), background-color var(--dur-2) var(--ease); }

/* Count-up transition for hero numbers (applied via JS class swap) */
.val-pop { animation: val-pop var(--dur-3) var(--ease); }
@keyframes val-pop {
  0% { opacity: 0.6; transform: translateY(1px); }
  100% { opacity: 1; transform: translateY(0); }
}

/* Skeleton shimmer for async content areas */
.skeleton {
  background: linear-gradient(90deg, var(--bg-card) 25%, var(--surface-3) 50%, var(--bg-card) 75%);
  background-size: 200% 100%;
  animation: skeleton-wave 1.2s ease-in-out infinite;
  border-radius: var(--radius-sm);
}
@keyframes skeleton-wave { 0% { background-position: 200% 0; } 100% { background-position: -200% 0; } }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; scroll-behavior: auto !important; }
  html { scroll-behavior: auto; }
  .card, .adv-panel.open, .val-pop { animation: none !important; }
}

/* Theme toggle button (injected by quantum-header.js) */
.theme-toggle {
  background: var(--bg-input);
  border: 1px solid var(--border);
  border-radius: var(--radius-pill);
  width: 34px; height: 34px;
  display: inline-flex; align-items: center; justify-content: center;
  cursor: pointer; font-size: 0.95rem; line-height: 1;
  color: var(--text-dim); flex: 0 0 auto;
}
.theme-toggle:hover { border-color: var(--border-hover); color: var(--accent-bright); }
.theme-toggle:active { transform: scale(0.94); }

/* -- Mobile & polish v3 (2026-09-04)
   Calculator hero values, iOS input zoom guard, anchor offset for
   the sticky header, safe-area for the bottom CTA. */
.hero-val{font-size:clamp(2rem,5.5vw,2.8rem);font-weight:750;color:var(--accent-bright);letter-spacing:-.03em;line-height:1.08;font-variant-numeric:tabular-nums;word-break:break-word}
section[id]{scroll-margin-top:96px}
input,select,textarea{font-size:1rem}
@media(max-width:768px){
  input[type=number],input[type=text],input[type=url],select,textarea{font-size:16px !important}
  .hero-sub{font-size:.72rem}
  .mobile-cta{padding-bottom:calc(var(--sp-5) + env(safe-area-inset-bottom,0px))}
}

/* -- Lead capture form (loan enquiry) -- */
.lead-progress{display:flex;gap:8px;margin:6px 0 18px}
.lead-progress .lp{flex:1;height:4px;border-radius:4px;background:var(--border);transition:background-color var(--dur-2) var(--ease)}
.lead-progress .lp.on{background:var(--accent-bright)}
.lead-nav{display:flex;gap:10px;margin-top:18px}
.lead-nav .btn{min-width:120px}
@media(max-width:480px){.lead-nav{flex-direction:column}.lead-nav .btn{width:100%}}
.chip[data-type],.chip[data-emp]{min-width:140px}

/* -- City combobox (searchable city select + manual fallback) -- */
.city-select{position:relative}
.city-field{position:relative;display:flex;align-items:center}
.city-field input{padding-right:38px}
.city-clear{position:absolute;right:6px;top:50%;transform:translateY(-50%);width:26px;height:26px;display:flex;align-items:center;justify-content:center;border-radius:var(--radius-pill);background:var(--surface-3);border:1px solid var(--border);color:var(--text-dim);font-size:0.8rem;line-height:1;transition:border-color var(--dur-1) var(--ease),color var(--dur-1) var(--ease)}
.city-clear:hover{border-color:var(--border-hover);color:var(--text)}
.city-listbox{position:absolute;top:calc(100% + 4px);left:0;right:0;z-index:120;max-height:264px;overflow-y:auto;margin:0;padding:6px;list-style:none;background:var(--bg-card-hover);border:1px solid var(--border-hover);border-radius:var(--radius);box-shadow:var(--shadow-2);scrollbar-width:thin}
.city-listbox::-webkit-scrollbar{width:6px}
.city-listbox::-webkit-scrollbar-thumb{background:var(--surface-3);border-radius:4px}
.city-opt{display:flex;align-items:center;justify-content:space-between;gap:var(--sp-2);padding:10px 12px;border-radius:var(--radius-sm);font-size:0.875rem;color:var(--text);cursor:pointer;transition:background-color var(--dur-1) var(--ease),color var(--dur-1) var(--ease)}
.city-opt .city-opt-state{font-size:0.72rem;color:var(--text-mute);white-space:nowrap}
.city-opt.is-active,.city-opt:hover{background:rgba(15,179,126,.14);color:var(--accent-bright)}
.city-opt.is-active .city-opt-state,.city-opt:hover .city-opt-state{color:var(--text-dim)}
.city-opt-manual{border-top:1px solid var(--border);margin-top:4px;padding-top:12px;font-weight:650;color:var(--text-dim)}
.city-none{padding:10px 12px;font-size:0.8rem;color:var(--text-mute)}
.city-manual{margin-top:0}
.city-back{display:block;margin-top:var(--sp-2);background:none;border:none;padding:0;font-size:0.78rem;color:var(--neon);font-weight:650}
.city-back:hover{color:var(--accent-bright)}
.city-hint{margin-top:var(--sp-2);font-size:0.75rem;color:var(--text-mute);line-height:1.5}
.city-select.is-manual .city-field{display:none}
/* Author display rules beat the UA [hidden] rule, so make hidden explicit. */
.city-select .city-clear[hidden],.city-select .city-back[hidden],.city-select .city-manual[hidden]{display:none !important}
@media(max-width:768px){.city-listbox{max-height:46vh}.city-opt{padding:13px 12px;font-size:0.9rem}}
[data-theme="light"] .city-listbox{background:#FFFFFF;border-color:rgba(4,7,14,0.14);box-shadow:var(--shadow-2)}

/* ----- Phase 1 shared-component styles: header search + breadcrumbs -----
   These classes are emitted by public/js/quantum-header.js. They are styled
   here so the shared layer stays in one stylesheet instead of inline styles. */
.qe-search-btn{display:inline-flex;align-items:center;gap:8px;flex:0 0 auto;min-height:40px;padding:8px 12px;border:1px solid var(--border);border-radius:var(--radius-xs);background:var(--bg-input);color:var(--text-dim);font-size:.78rem;font-weight:600;white-space:nowrap;transition:border-color .18s ease,color .18s ease}
.qe-search-btn:hover{border-color:var(--border-hover);color:var(--text)}
.qe-search-btn:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.qe-search-kbd{font-family:inherit;font-size:.66rem;font-weight:600;letter-spacing:.02em;padding:2px 6px;border:1px solid var(--border);border-radius:6px;background:var(--bg-card);color:var(--text-mute)}
.qe-breadcrumb{max-width:1400px;margin:0 auto;padding:10px 24px 0;font-size:.78rem;line-height:1.6}
.qe-breadcrumb ol{list-style:none;display:flex;flex-wrap:wrap;align-items:center;gap:6px;padding:0;margin:0}
.qe-breadcrumb li{display:inline-flex;align-items:center;gap:6px;color:var(--text-mute)}
.qe-breadcrumb a{color:var(--text-dim);text-decoration:none}
.qe-breadcrumb a:hover{color:var(--accent);text-decoration:underline}
.qe-breadcrumb [aria-current="page"]{color:var(--text);font-weight:600}
.qe-breadcrumb-sep{opacity:.45}
@media(max-width:900px){.qe-search-text{display:none}.qe-search-btn{padding:8px 10px}}
[data-theme="light"] .qe-search-btn{background:#FFFFFF;border-color:rgba(4,7,14,0.14);color:var(--text-dim)}