SBI Car Loan Interest Rate

SBI car loan interest rates are indicatively 8.8% - 10% p.a. as of 2026-08-17, with a processing fee of about 0.4%. Use the calculator below to see the EMI at your loan amount and tenure.

🏦 Rate Snapshot
8.8% - 10%
Interest Rate (p.a.)
0.4%
Processing Fee
2026-08-17
Last Updated

Rates are indicative and change frequently. Always confirm the current rate on the official SBI website before applying.

📈 Worked Example
₹16,529/month
A ₹8,00,000 loan at 8.8% for 5 years
₹0
Loan Amount
₹0
Total Interest
₹0
Total Payment
📐 Calculate Your EMI
% p.a.
years
₹0
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⚖️ Compare Car Lenders
LenderInterest RateProcessing Fee
HDFC Bank8.15% - 12.5%0.5%
ICICI Bank8.35% - 12%0.5%
Axis Bank8.4% - 12.5%1%
Kotak Mahindra Bank8.55% - 12%0.75%
Tata Capital9.49% - 13%0.5%
❓ Frequently Asked Questions
What is the SBI car loan interest rate?

The SBI car loan rate is indicatively 8.8% - 10% p.a. as of 2026-08-17. The exact rate depends on your loan amount, tenure and CIBIL score.

What is the processing fee for a SBI car loan?

The processing fee is indicatively 0.4% of the loan amount, subject to change. No prepayment charge for individual borrowers on floating rates. Verify the current figure on the official site before applying.

How can I apply for a SBI car loan?

Apply through the official SBI website or a branch. Compare EMIs across lenders using the calculator on this page before you apply.

⚠️ Disclaimer

Interest rates shown are indicative and change frequently. Verify current rates and terms with the lender before applying. This page is for information only and is not financial advice.

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