Consent captured, not assumed. Every enquiry carries an explicit, versioned consent record - what the borrower agreed to, on which page, at what time, with the exact wording shown. That is your defence under India's data protection rules.
Phone verified by OTP. The mobile number is verified before the lead enters the pool, so you are not calling dead numbers or typos. Verified leads are priced higher because they convert better.
Scored for quality. Each lead carries a computed quality score from income band, product fit, urgency, city and verification status. You see the score before you buy.
Duplicate-checked. Repeat submissions from the same number inside a 30-day window are suppressed, so you are not paying twice for the same borrower.
Full audit trail. Every purchase, reveal, status change and CRM delivery is logged against the lead. Disputes get resolved from records, not recollection.
| Tier | How many buyers | Typical price | Best for |
|---|---|---|---|
| Shared | Multiple vendors | Base price per product and city | Teams with fast call-back operations and volume targets |
| Exclusive | One vendor only | Usually 3x to 5x shared | High-ticket products, premium service promises |
| Verified premium | Per tier | Above the shared rate | Buyers who want warmer, phone-verified borrowers |
Prices are set by product and city from the operator's pricing rules, so a 50 lakh home loan enquiry in Bengaluru and a 2 lakh personal loan enquiry in Bhopal carry different prices. Credits never expire and are never auto-charged - you only spend what you load.
1. Apply. Send your firm name, city coverage, product lines you fund, and the person who will own the account. Approval is manual so the pool stays clean.
2. Load credits. Top up your wallet. The operator credits your account; you see the balance in the portal at all times.
3. Buy from the pool. Filter by product, city, amount range and quality score. Buy a single lead or several. The purchase is atomic - either you are charged and the lead is yours, or nothing happens. There is no state where you are charged twice for one lead.
4. Connect your CRM. Add your webhook URL, Zoho, LeadSquared or HubSpot credentials once. After that, every purchased lead is delivered automatically, with retry on failure.
5. Work the lead and report back. Mark each lead converted, not interested, or unreachable. Feedback feeds the quality score and keeps the pool honest for everyone.
Supported outbound integrations: Zoho CRM (Leads module, v5 API), LeadSquared (LeadCapture), HubSpot (contacts, v3 API), and a generic webhook that posts a signed JSON payload to any HTTPS endpoint. The webhook signature is an HMAC over the raw body, sent in an X-QE-Signature header, so you can verify that a payload genuinely came from Quantum EMI before you write it into your database.
Delivery is best-effort with automatic retries and full delivery logging, and a failed CRM push never blocks or reverses your purchase - you always keep the lead, and can retrieve it from the portal even if your endpoint was down.
Contact only what you bought. Leads are licensed to your firm for the purpose disclosed at consent. Reselling or re-marketing them to third parties ends the account.
Do not cold-message at night. Respect calling hours and honour opt-out requests immediately - the borrower can withdraw consent at any time and we act on it.
Report status honestly. Unreachable and not-interested marks are not penalised. Fake conversions are.
No PAN, Aadhaar or card data. We never collect or transfer identity documents or payment credentials. If you need KYC, collect it yourself in your own compliant process.
How do I buy leads?
Apply for a vendor account, get approved, top up credits, then buy from the live pool in the vendor portal. Contact details are revealed instantly or pushed to your CRM.
Shared versus exclusive?
Shared leads go to several vendors at a lower price. Exclusive leads are removed from the pool on purchase and priced about 3x to 5x higher.
Which CRMs are supported?
Zoho CRM, LeadSquared, HubSpot, and a generic signed webhook for any other system.
Is there a minimum spend?
No. Credits are prepaid with no subscription and no minimum monthly volume.
Accounts are approved manually so the pool stays clean and every buyer is a real lender, NBFC, DSA or licensed agent. Send your details and our partnerships team replies within one business day with your login and onboarding steps. No fee to apply and no minimum spend.
Already approved? Sign in at the vendor portal: quantumemi.com/vendor · Prefer to talk first? Use the enquiry form on our contact page · Borrowers can check rates with the EMI Calculator.