Bajaj Finserv Personal Loan Interest Rate

Bajaj Finserv personal loan interest rates are indicatively 10% - 30% p.a. as of 2026-08-17, with a processing fee of about 3.93%. Use the calculator below to see the EMI at your loan amount and tenure.

🏦 Rate Snapshot
10% - 30%
Interest Rate (p.a.)
3.93%
Processing Fee
2026-08-17
Last Updated

Rates are indicative and change frequently. Always confirm the current rate on the official Bajaj Finserv website before applying.

📈 Worked Example
₹10,624/month
A ₹5,00,000 loan at 10% for 5 years
₹0
Loan Amount
₹0
Total Interest
₹0
Total Payment
📐 Calculate Your EMI
% p.a.
years
₹0
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⚖️ Compare Personal Lenders
LenderInterest RateProcessing Fee
ICICI Bank9.99% - 15.5%2%
Axis Bank10.49% - 22%1.5%
HDFC Bank10.5% - 21%1.5%
Kotak Mahindra Bank10.5% - 19%1.5%
SBI10.75% - 14.5%0.5%
❓ Frequently Asked Questions
What is the Bajaj Finserv personal loan interest rate?

The Bajaj Finserv personal loan rate is indicatively 10% - 30% p.a. as of 2026-08-17. The exact rate depends on your loan amount, tenure and CIBIL score.

What is the processing fee for a Bajaj Finserv personal loan?

The processing fee is indicatively 3.93% of the loan amount, subject to change. NBFC; flexible tenure up to 96 months, higher processing fee. Verify the current figure on the official site before applying.

How can I apply for a Bajaj Finserv personal loan?

Apply through the official Bajaj Finserv website or a branch. Compare EMIs across lenders using the calculator on this page before you apply.

⚠️ Disclaimer

Interest rates shown are indicative and change frequently. Verify current rates and terms with the lender before applying. This page is for information only and is not financial advice.

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Personal EMI Calculator · EMI Calculator · All Bank Rates