Rates are indicative and change frequently. Always confirm the current rate on the official SBI website before applying.
| Lender | Interest Rate | Processing Fee |
|---|---|---|
| ICICI Bank | 9.99% - 15.5% | 2% |
| Bajaj Finserv | 10% - 30% | 3.93% |
| Axis Bank | 10.49% - 22% | 1.5% |
| HDFC Bank | 10.5% - 21% | 1.5% |
| Kotak Mahindra Bank | 10.5% - 19% | 1.5% |
What is the SBI personal loan interest rate?
The SBI personal loan rate is indicatively 10.75% - 14.5% p.a. as of 2026-08-17. The exact rate depends on your loan amount, tenure and CIBIL score.
What is the processing fee for a SBI personal loan?
The processing fee is indicatively 0.5% of the loan amount, subject to change. Xpress Credit; rate based on CIBIL and employer category. Verify the current figure on the official site before applying.
How can I apply for a SBI personal loan?
Apply through the official SBI website or a branch. Compare EMIs across lenders using the calculator on this page before you apply.
Interest rates shown are indicative and change frequently. Verify current rates and terms with the lender before applying. This page is for information only and is not financial advice.