Rates are indicative and change frequently. Always confirm the current rate on the official Kotak Mahindra Bank website before applying.
| Lender | Interest Rate | Processing Fee |
|---|---|---|
| ICICI Bank | 9.99% - 15.5% | 2% |
| Bajaj Finserv | 10% - 30% | 3.93% |
| Axis Bank | 10.49% - 22% | 1.5% |
| HDFC Bank | 10.5% - 21% | 1.5% |
| SBI | 10.75% - 14.5% | 0.5% |
What is the Kotak Mahindra Bank personal loan interest rate?
The Kotak Mahindra Bank personal loan rate is indicatively 10.5% - 19% p.a. as of 2026-08-17. The exact rate depends on your loan amount, tenure and CIBIL score.
What is the processing fee for a Kotak Mahindra Bank personal loan?
The processing fee is indicatively 1.5% of the loan amount, subject to change. Fast digital disbursal for salaried customers. Verify the current figure on the official site before applying.
How can I apply for a Kotak Mahindra Bank personal loan?
Apply through the official Kotak Mahindra Bank website or a branch. Compare EMIs across lenders using the calculator on this page before you apply.
Interest rates shown are indicative and change frequently. Verify current rates and terms with the lender before applying. This page is for information only and is not financial advice.