Rates are indicative and change frequently. Always confirm the current rate on the official HDFC Bank website before applying.
| Lender | Interest Rate | Processing Fee |
|---|---|---|
| ICICI Bank | 9.99% - 15.5% | 2% |
| Bajaj Finserv | 10% - 30% | 3.93% |
| Axis Bank | 10.49% - 22% | 1.5% |
| Kotak Mahindra Bank | 10.5% - 19% | 1.5% |
| SBI | 10.75% - 14.5% | 0.5% |
What is the HDFC Bank personal loan interest rate?
The HDFC Bank personal loan rate is indicatively 10.5% - 21% p.a. as of 2026-08-17. The exact rate depends on your loan amount, tenure and CIBIL score.
What is the processing fee for a HDFC Bank personal loan?
The processing fee is indicatively 1.5% of the loan amount, subject to change. Pre-approved offers for salary account customers. Verify the current figure on the official site before applying.
How can I apply for a HDFC Bank personal loan?
Apply through the official HDFC Bank website or a branch. Compare EMIs across lenders using the calculator on this page before you apply.
Interest rates shown are indicative and change frequently. Verify current rates and terms with the lender before applying. This page is for information only and is not financial advice.