Bank of Baroda Home Loan Interest Rate

Bank of Baroda home loan interest rates are indicatively 8.6% - 9.7% p.a. as of 2026-08-17, with a processing fee of about 0.4%. Use the calculator below to see the EMI at your loan amount and tenure.

🏦 Rate Snapshot
8.6% - 9.7%
Interest Rate (p.a.)
0.4%
Processing Fee
2026-08-17
Last Updated

Rates are indicative and change frequently. Always confirm the current rate on the official Bank of Baroda website before applying.

📈 Worked Example
₹43,708/month
A ₹50,00,000 loan at 8.6% for 20 years
₹0
Loan Amount
₹0
Total Interest
₹0
Total Payment
📐 Calculate Your EMI
% p.a.
years
₹0
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⚖️ Compare Home Lenders
LenderInterest RateProcessing Fee
SBI8.5% - 9.6%0.35%
Punjab National Bank8.55% - 9.9%0.35%
ICICI Bank8.6% - 9.7%0.5%
LIC Housing Finance8.6% - 9.8%0.5%
Kotak Mahindra Bank8.7% - 9.75%0.5%
HDFC Bank8.75% - 9.65%0.5%
Axis Bank8.75% - 11.9%1%
❓ Frequently Asked Questions
What is the Bank of Baroda home loan interest rate?

The Bank of Baroda home loan rate is indicatively 8.6% - 9.7% p.a. as of 2026-08-17. The exact rate depends on your loan amount, tenure and CIBIL score.

What is the processing fee for a Bank of Baroda home loan?

The processing fee is indicatively 0.4% of the loan amount, subject to change. PSU lender with aggressive festive offers. Verify the current figure on the official site before applying.

How can I apply for a Bank of Baroda home loan?

Apply through the official Bank of Baroda website or a branch. Compare EMIs across lenders using the calculator on this page before you apply.

⚠️ Disclaimer

Interest rates shown are indicative and change frequently. Verify current rates and terms with the lender before applying. This page is for information only and is not financial advice.

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