Rates are indicative and change frequently. Always confirm the current rate on the official SBI website before applying.
| Lender | Interest Rate | Processing Fee |
|---|---|---|
| Punjab National Bank | 8.55% - 9.9% | 0.35% |
| ICICI Bank | 8.6% - 9.7% | 0.5% |
| Bank of Baroda | 8.6% - 9.7% | 0.4% |
| LIC Housing Finance | 8.6% - 9.8% | 0.5% |
| Kotak Mahindra Bank | 8.7% - 9.75% | 0.5% |
| HDFC Bank | 8.75% - 9.65% | 0.5% |
| Axis Bank | 8.75% - 11.9% | 1% |
What is the SBI home loan interest rate?
The SBI home loan rate is indicatively 8.5% - 9.6% p.a. as of 2026-08-17. The exact rate depends on your loan amount, tenure and CIBIL score.
What is the processing fee for a SBI home loan?
The processing fee is indicatively 0.35% of the loan amount, subject to change. RLLR-linked floating rates; processing fee often waived during offers. Verify the current figure on the official site before applying.
How can I apply for a SBI home loan?
Apply through the official SBI website or a branch. Compare EMIs across lenders using the calculator on this page before you apply.
Interest rates shown are indicative and change frequently. Verify current rates and terms with the lender before applying. This page is for information only and is not financial advice.