Rates are indicative and change frequently. Always confirm the current rate on the official Kotak Mahindra Bank website before applying.
| Lender | Interest Rate | Processing Fee |
|---|---|---|
| SBI | 8.5% - 9.6% | 0.35% |
| Punjab National Bank | 8.55% - 9.9% | 0.35% |
| ICICI Bank | 8.6% - 9.7% | 0.5% |
| Bank of Baroda | 8.6% - 9.7% | 0.4% |
| LIC Housing Finance | 8.6% - 9.8% | 0.5% |
| HDFC Bank | 8.75% - 9.65% | 0.5% |
| Axis Bank | 8.75% - 11.9% | 1% |
What is the Kotak Mahindra Bank home loan interest rate?
The Kotak Mahindra Bank home loan rate is indicatively 8.7% - 9.75% p.a. as of 2026-08-17. The exact rate depends on your loan amount, tenure and CIBIL score.
What is the processing fee for a Kotak Mahindra Bank home loan?
The processing fee is indicatively 0.5% of the loan amount, subject to change. Zero foreclosure charges on floating rate home loans. Verify the current figure on the official site before applying.
How can I apply for a Kotak Mahindra Bank home loan?
Apply through the official Kotak Mahindra Bank website or a branch. Compare EMIs across lenders using the calculator on this page before you apply.
Interest rates shown are indicative and change frequently. Verify current rates and terms with the lender before applying. This page is for information only and is not financial advice.