Rates are indicative and change frequently. Always confirm the current rate on the official LIC Housing Finance website before applying.
| Lender | Interest Rate | Processing Fee |
|---|---|---|
| SBI | 8.5% - 9.6% | 0.35% |
| Punjab National Bank | 8.55% - 9.9% | 0.35% |
| ICICI Bank | 8.6% - 9.7% | 0.5% |
| Bank of Baroda | 8.6% - 9.7% | 0.4% |
| Kotak Mahindra Bank | 8.7% - 9.75% | 0.5% |
| HDFC Bank | 8.75% - 9.65% | 0.5% |
| Axis Bank | 8.75% - 11.9% | 1% |
What is the LIC Housing Finance home loan interest rate?
The LIC Housing Finance home loan rate is indicatively 8.6% - 9.8% p.a. as of 2026-08-17. The exact rate depends on your loan amount, tenure and CIBIL score.
What is the processing fee for a LIC Housing Finance home loan?
The processing fee is indicatively 0.5% of the loan amount, subject to change. Dedicated HFC; special rates for women applicants. Verify the current figure on the official site before applying.
How can I apply for a LIC Housing Finance home loan?
Apply through the official LIC Housing Finance website or a branch. Compare EMIs across lenders using the calculator on this page before you apply.
Interest rates shown are indicative and change frequently. Verify current rates and terms with the lender before applying. This page is for information only and is not financial advice.